School Liaison Officer Transition

Starting on Friday, May 29, all school and Exceptional Family Member Program (EFMP) – Family Support questions or requests for assistance can be emailed to 28FSS.FSF.SLO@US.AF.MIL or left as a message on the School Liaison Officer (SLO) phone at 605-385-1381. This website may also be able to provide answers for many questions.

It it has been a pleasure being your SLO.  A new School Liaison should be in place soon.  Thank you and have a great summer!

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Preparing Your Child For Kindergarten Workshop Information May 7, 2015

We had a great kindergarten workshop on May 7 and thank Michelle Henrich, the Badger Clark Elementary Principal, for presenting so much useful information.  For anyone who couldn’t attend, here is a copy of her presentation along with some of her handouts.

Counting Down to Kindergarten – Badger Clark 2015-2016 School Year

Helping Your Child Get Ready For Kindergarten

Five Social Skills That Are Important for Kindergarten

How Can I Help My Child Ease Those First Day Jitters?

Parent’s Guide to Student Success – Kindergarten

Why Attendance Matters, Starting in the Early Grades

Be Here!  Attendance Strategic Messaging for Parents

For more Badger Clark kindergarten information, please call the school at 923-0080.

College Savings: The Kay Way

By Ellie Kay, America’s Family Financial Expert®  (Note:  Ms. Kay will be speaking at the Heroes at Home financial event on Ellsworth AFB on Thursday, April 16, 2015 from 9-11am at the Deployment Center Auditorium.  For more information, please call 605-385-4663.)  

One of the biggest reactions I get from people is when I tell them I’m a mother of seven. They usually ask, “What? You have SEVEN children?” To which I reply, “yes, five by birth, two by marriage and all by love.” Being financially responsible for all those kids has been a challenge, especially when it comes to college.

When people ask me how we are putting our kids through college debt free, the answer is multifold. First, we train our children from a young age that going to school, doing your homework and getting good grades is their primary “job.” By teaching them a good work ethic, we are laying the groundwork for scholarships and more. Secondly, we send them to schools that we can afford or where they get the best scholarship offers to cover the most expenses. Thirdly, we have saved a modest amount of college money to help them pay their room and board and partial tuition in some cases. Lastly, but certainly not leastly :), we require that they work part time in the summers or during the school year (through a work/study program or a regular job) in order to do their part in paying for college. By implementing these four disciplines, the youngest five Kay kids are set to graduate debt free. Of the two that are going to college now, we have over one million in scholarships.

First Things First

In any discussion of college costs, it’s important to keep priorities straight:  You’ve got to leave yourself some fun money for retirement. How else can you afford that mechanical bull riding lesson and those parasailing flights (been there, done that, LOVE it)?

I really believe that you, as a parent, should try to avoid borrowing on your future in order to pay for your child’s future. Why would you want to take one of your greatest investments (your retirement) and leverage it for college expenses? Yet millions of parents make that devastating financial choice every year. I’m talking about avoiding any college funding plan that includes a home equity loan, a HELOC (home equity line of credit) or refinancing of an existing home mortgage. These options reduce the amount of equity in your home, increasing the risk of possible foreclosure and you incur costs in interest charges that may cost you more if the term on the new mortgage is greater than the remaining term on the existing mortgage. For example, if there is ten years left on the mortgage and parents get a new 30 year loan. Furthermore, if parents choose to pull out enough money in equity for the first year of four years of college all at once, then they’re paying interest on money that won’t be needed until the upcoming sophomore, junior and senior years. Instead, look at the following options to pay for college.

The College Mantra

When I was a young adult, got married and began having kids (in that order), I was first exposed to the whole idea of “the college my child gets accepted to.” As a mom of many who has already launched a few college bound kiddos, I’m still hearing, “What college did they get accepted into?” The part of that question that amazes me is that the answer that is most impressive are also the most expensive (Columbia, Harvard, Stanford, Yale, etc). These schools have averages four year costs of $188,000 (Columbia); $240,000 (Harvard); $186,000 (Stanford) $193,000 (Yale)[1]. While an average of 40% of the students who attend either get financial aid, grants or scholarships, they only average out to assistance of $9600 per year. This leaves a boatload that the student and mom/dad owe for college. Most of this is usually in loans of some kind.  So then the average student graduating from some of the most prestigious colleges have student loans upwards of $100,000.

So why is the question: What college did they get accepted into?

The question should be: What college did they get accepted into that they can afford?

Why do you want to leverage your future (through HELOCS or loans) or leverage their future (through massive consumer debt) when it will take many years of earning power for them to pay back those loans? One of the most common problems I hear of has to do with the burden of dual student loans in a marriage. Sometimes, parents have to play hard ball and refuse to sign a student loan for a college that their kids cannot afford. We’ve had to do this in the past as well and it’s not easy, but it’s the right thing to do for everyone involved. You can’t control what your child will do if you say “no,” but you can control the financial decisions that you think are best for your family. Remember my mantra – “Our love for you is unconditional, but our money is conditional.”

The new mantra should be: I will go to the school where I can get the best education possible for the least amount of student loan debt.

One of the best things you can do for your college fund is to teach your kids a good work ethic at home and school. Ride the homework train on them in the afternoons. Teach them that getting good grades, pursuing passions in sports, academics and the arts and working hard are their main “jobs” in high school.  Plus, be sure to let them know you expect the to not only get scholarships, but to participate in work study programs, have jobs in the summer between college semesters, and actually earn part of their way through school!  It’s OK if your child has to take a year off between their sophomore and junior years to work (one of ours did that and finished well at Columbia) or if they have to sell their car to pay for school (who can afford to keep a car in NYC anyway?). Sometimes decisions that keep mom and dad debt-free are difficult, but they are well worth it in the long run.

If you want to see how this million dollar mantra worked for us, read my blog about “The Million Dollar Kid.” It will motivate you as you follow these college savings ideas.

Investing in Creative Savings Methods

Before we discuss traditional financial savings plans to pay for college, let’s consider the fact that any way you get college paid for that does not involve a cash investment is more money in the bank for you and your student. The following ideas are ways to pay for a college degree through plans that are available for those who are forward thinking and purposeful in their desire to provide a debt free college experience.  We’ve used several of these for our kids and every $1,000 that we don’t have to spend on tuition, college credit, books, room and board is $1,000 that will counter the huge student loan debt that most parents assume as par for the education course. It’s an adage I’ve used before:  a penny saved is more than a penny earned—especially when it comes to paying for college!

Giving Matters!

Here is where some of your child’s giving pays off.  When you’ve trained your child to give back to the community, don’t let those good deeds go unrewarded.  Organizations such as Teach for AmericaPeace Corps, and Americorps all offer educational service awards to students seeking cash and a way to make a difference in the world. The best part is that unlike other scholarships and grants, these service awards won’t affect any federal financial aid eligibility. Even if your student has already acquired student loans, organizations including the National Guard, National Health Service Corps, and  National Institutes of Health all sponsor loan forgiveness programs that turn borrowed cash into free dough in exchange for post-graduate service.

Free Money!

You can open a 529 account for any beneficiary or gift money using Ugift into an Upromise Investments 529 plan*. If you don’t already have a 529 plan, then you are really missing out, because the contributions can benefit from tax deferred growth. Also, gifting into one of these plans may also mean that you can possibly take advantage of your state’s tax deductions. Just check to see if you are eligible for state income tax deductions or credits for saving for college. For example, parents and grandparents can contribute as much as $13,000 ($26,000 if married filing jointly) into a 529 plan without incurring gift taxes. A special rule allows married couples to gift up to $130,000 ($65,000 if single) as long as no additional gifts are made to that beneficiary over a five year period.  This also applies to recent college grads who might appreciate a meaningful gift to help pay a student loan payment. Plus, you don’t have to be a parent or grandparent to participate; other friends and family can make contributions to your child’s 529 plan by gifting money or buying gifts, which brings me to my next point—how to save money by spending money.

Most people, know about Upromise* from signing up for their buying program. I’ve been participating for years by going to Upromise.com* and then purchasing through participating online retailers. These are stores where I would shop anyway, and I get anywhere from 1% to 25% back for the purchases I make. And our family isn’t the only one doing this. Last year during the holiday season, Upromise* members received $12 million in college savings rewards from eligible holiday spending. Membership is free, and members have collectively earned $575 million in college savings from purchasing items online or even by buying gas or groceries. I book a lot of travel for my business and often find myself eating out—all these are also included toward my children’s 529 plans.

Double Dipping: College Credit in High School

  • AP and IB 

Several of our kids have taken Advanced Placement or International Baccalaureate classes throughout their high school semester. These are college level courses that are offered at their high school. At the end of the year, they take a test to see if they score high enough to get college credit. The cost of the test is more than offset by the value of the college credit that will be awarded to your student if they pass. It is important to note that not all colleges accept these credits, so it will be important to check with the admissions office of the college of your choice. A secondary benefit of these courses is that they can help students get into college because having AP and IB credit makes for very good resume fodder in college applications. It shows ambition and a good school work ethic. For information regarding your state’s programs, go to the National Association for College Admission Counseling, or www.nacacnet.org.

  • Dual Enrollment Classes 

One of the coolest ways to pay for college is to let your local high school district help pay for it while your child is still in high school. Many school districts now partner with local colleges to offer college credit for high school students who take classes at a nearby community college. Consequently, these classes count toward both the high school and college degree requirements. There are thousands of kids each year who graduate from high school one day and then get an associates degree the next day. Talk about a Cha Ching Factor!

Be aware that these programs vary from district to district and state to state. In some cases, the dual enrollment classes take place in the high school during the regular school day. Yet other programs require students to attend classes on the college campus, alongside other college students.

  • Balance in All Things 

Bob and I are very careful about the fact that we want our kids to be kids and not have adult responsibilities too soon. There is, however, a balance. While we are real sticklers on homework and housework and don’t allow the kids to treat us like we’re their maids, we do understand that they are still kids and need to have fun in their childhood. Consequently, if they are enrolled in AP, IB or college classes while in high school, we try to make sure that they do not overdo it. We limit their extracurricular activities and discourage a regular part time job so that their primary “job” will be to get good grades in their advanced courses. It would be a self defeating effort to have them take advanced or college classes only to have their overly busy schedules negate their ability to get good grades. Remember, there is not credit if they don’t pass the AP or IB tests or pass the college course they are taking! So look closely at the curriculum before you sign your student up for these classes, establish work/study habits, set boundaries to preserve the integrity of their grades and leave room for kids to be kids and have fun!

Community First, Four Year Later  

Think of it as a half price sale for education: You buy two years at full price; get two for half-off or more. The average community college tuition rate is 40 percent of the average tuition rate at four-year public colleges and 10 percent of the average tuition rate at four-year private institutions. If your child attends a community college for two years, you’ll not only save money on tuition, you’ll also save on room, board and transportation by sticking close to home. The key to getting the most value for your education dollar is to make sure these college credits are transferable and assure that it is working toward the four-year college goal.

Employee Discount

My high school friend, Karyn Maxwell, had a dad who was a baseball coach. He worked his way up to the college level, and by the time Karyn’s older sister graduated high school, he was the baseball coach at Texas Christian University. Both Karyn and her sister went there for free due to his employee benefits. If you, or your child, has some latitude in your career, consider working at a local college for the tuition benefits it would afford you or your child.

Most universities offer some form of tuition remission to their full-time employees and others extend the benefit to part-time employees as well. If you can’t secure a staff position at the school of your choice, don’t forget that many companies offer tuition reimbursement packages. A study conducted by the Society for Human Resource Management estimates that 67 percent of all employers offer financial assistance to employees seeking an undergraduate degree.

College Savings Plans for Every Family

Now that we’ve exhausted the creative alternatives to pay for college, let’s take a look at some traditional methods. Saving for college is as individualized as your dreams. College aspirations vary from family to family and even from child to child. It will also vary based on different factors such as your income level, the number of children you have, the amount of college savings in existence, scholarships, federal aid availability, and the number of years left before a child starts college. Here’s a guide to the most popular investment tools:

  • UGMA – Uniformed Gifts to Minors Act

Parents of young children can start saving now for education but should do it the tax-smart way. By investing in a UGMA in a child’s name, income is taxed at the child’s marginal tax bracket rather than the parents. The account must be registered in the child’s name. An adult (usually a parent or grandparent) serves as custodian and is responsible for investing and managing the assets. But the child is the “beneficial owner,” meaning the assets really belong to the child. At age 18 (in most states), control of the assets must be turned over to the child (which could be a disadvantage for this plan when it comes to financial aid qualifications.)

All states offer UGMAs, and many have adopted the Uniform Transfers to Minors Act, or UTMA, as well (a “T” not a “G”). A UGMA allows children to own stocks, bonds, mutual funds, and other securities; while a UTMA allows the children to also own real estate. Under UTMA, parents can delay giving the assets to the child until age 21.      

For example, if your bouncing, beautiful 3-year-old daughter has interest income of $700, the tax on that is zero. If she had income of $1,400, the next $700 is taxed at her 10% rate. If you’re in the 28% bracket in 2009, the tax on the $1.400 total would be around $400. Your daughter is only paying $70, so you’ve just saved $350 more for her college education.

  • EE US Savings Bonds 

If income from these bonds is used to pay for education expenses, then that interest may be excluded from taxes. But this exclusion is phased out beyond certain income levels. 

  • Zero Coupon Bonds 

The interest on these bonds is deferred until they mature, when it is paid in a lump sum. Parents do have to pay income tax on interest as it accrues each year the bond is held. It’s often wise to “ladder” these bonds, where the bonds come to maturity in each year of the child’s college career.

  • 529 Plan 

This is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs. As long as the plan satisfies a few basic requirements, the federal tax law provides special tax benefits to you, the plan participant (Section 529 of the Internal Revenue Service found at www.irs.gov). 529 plans are usually categorized as either prepaid or savings, although some have elements of both. Every state offers a 529 plan and it’s up to each state to decide what it will look like. You can go to www.finaid.org to review your state plan. Educational institutions can offer a 529 prepaid plan but not a 529 savings plan (the private-college Independent 529 Plan is the only institution-sponsored 529 plan thus far). Parents can invest in any state’s plan, no matter where they live and regardless of what plan they choose, their beneficiary can attend any college or university in the country. What’s more, grandparents or other benefactors can contribute money to a 529 plan. However, they may crimp a child’s ability to get financial aid in the future. It is important to review the state ratings for residents and non-residents as some are rated better than others. These plans are growing in popularity, and it is projected that there will be a total of $175 billion to $250 billion invested in 10 million to 15 million accounts by the year 2010.

  • Coverdell Education Savings Accounts  

The Coverdell ESA will allow up to $2,000 of pre-taxed income to be invested annually. If the modified adjusted gross income is less than $95,000 as a single tax filer, or $190,000 to $220,000 as a married couple filing jointly in the tax year in which the money is contributed. The $2,000 maximum contribution limit is gradually reduced if the modified adjusted gross income exceeds these limits. There are limits on how much can be invested based on income, and the funds must be spent before the child turns thirty. This education IRA will not interfere with the parents’ ability to invest in a tax-deferred annuity in their own retirement account. But it will count heavily against the student when financial aid packages are calculated.      

Because Coverdell IRA funds can be rolled over into a 529 without penalty, parents can sidestep its principal drawbacks—the age limit and the fact that the IRA counts as the child’s asset, which can adversely affect his ability to receive need-based loans. Therefore, a Coverdell account may be the best single investment option for parents whose income is below $50,000. The accounts are easier and less expensive to set up than 529 plans and people in this lower tax bracket aren’t usually able to take advantage of the maximum lifetime contributions allowed under a 529, which range from 110K to 305K because they don’t pay that much tax in the first place.

  • Prepaid Tuition Plans

A 529 prepaid plan is one that is offered in individual states or educational institutions, and they are prepaid similarly to a 529 plan but are less risky. They allow parents to pay tomorrow’s expenses at today’s prices either by the year or by the credit hour. The drawback is that even though parents can often transfer some of these plans to other state colleges or private tuitions, those schools may not guarantee the same services and prices. Thus, college students could come up short. Contributions to prepaid plans might also reduce a student’s eligibility for financial aid on a dollar-to-dollar basis, more than with a 529 plan. If the child does not attend college, the contributions are refundable but there might be a cancellation fee and/or loss of interest earned. It’s important to compare 529 plans to find the plan that works best for different families, you can go to www.savingforcollege.com to review the latest updates on these various plans. These plans are best if 1) parents don’t expect to qualify for financial aid, 2) parents are conservative or novice investors and 3) parents understand the risks.

  • Financial Aid Office

The University’s financial aid office is a clearinghouse of information. A good aid office will not only help students determine what loans they qualify for, but they will steer them to participating lenders who are offering the best terms and service.

Filling out the FAFSA (Free Application for Student Financial Aid form found at www.fafsa.ed.gov) is the first step in applying for aid that includes: 1) need-based guaranteed loans (Stafford Loans are variable while Perkins Loans are fixed.) 2) Grants—the Pell Grants and the Federal Supplemental Education Opportunity Grant each provide a gift of up to a designated amount per student per student year. 3) Work-study. Students can receive up to $2,000 per year, 25% of it matched by the participating institution, from the federal work-study program.

Another option is that the financial aid office might offer a tuition deal when your student is a freshman. Some schools may allow you to lock in your student’s tuition for four years if you are willing to pay more the first year. By choosing that option, some families are saving a boatload of money by the time their student is in their junior and senior years because many universities have raised tuition every single year by as much as 8%. The only caveat is that if you leave the school you don’t get a refund on the premium you paid in that first year.

There are also state loans and grants available, and the financial aid office should be able to quickly asses the student’s eligibility.

  • Scholarships

Millions of dollars of scholarship money go unclaimed every year. This is free-lunch money that parents or prospective students who are willing to do some detective work may find more quickly than they think. Fastweb.com or Salliemae.com has over 1.9 million scholarships to research valued at 16 billion dollars! Make this your child’s part time job—investing 3 to 4 hours a week filling out scholarship forms. Your child, for example, could write a 500 word essay on skateboarding or other areas of interest—there are thousands of scholarships that go unused every year because kids don’t apply for them. Don’t forget to have students apply to local civic organizations and community scholarships as well—the high school counselor should have a list of these scholarships.

Q and A With Ellie Kay

The following is a transcript from one of Ellie’s regular appearances on ABC NEWS “Good Money” show.

Q:  We have a child graduating from high school this year and want him to start out right with good credit scores.  How does a teenager go about starting to build good credit? 

A:  I’ve launched two high school graduates in the past two years, and I know how important it is for them to have good credit.  A good credit score will not only impact the interest rates they pay for a new car, but the scores also determine whether they pay a utility deposit, if they’ll get a good job and how much they may pay for their auto insurance.

First, they need to open their own checking and savings account near their college.  Second, they should apply for a credit card with a low credit limit ($500 to $1000).  They can either apply for this at their bank or find a credit card provider at www.bankrate.com*.  Do not ever cosign for a credit card for your child and make sure they have accountability for the use of their card so that they do not get into credit card debt.  They should pay off their card each month, or they should make a commitment to cut up the card if they cannot pay it monthly. Our oldest son, Daniel, started this way and has already built good enough credit scores to pre-qualify for a modest homeowners loan.  By starting small and paying consistently, they can begin to build good credit scores.

 Q:  I’m going to start college in the fall, and my parents require that I pay for my own books.  Do you have any tips to save money in this area?          

A:  Textbooks can be one of the most expensive items a college student needs to purchase when heading back to school this year, but they don’t have to be.  The average student pays more than $600 for course materials[2] – the largest expense after tuition and room and board. By renting textbooks through Follett’s Rent-A-Text* program, students can cut costs by 50 percent or more. CafeScribe’s* digital textbooks are another great way to save, and both options are available to purchase in-store and online through eFollett.com*.

Last year, Rent-A-Text* saved students more than $130 million. And this year, Follett* is doubling the number of titles in the program, which means students will have even more opportunities to save. I’m all about the ‘more bang for the buck’ when it comes to maximizing savings. We didn’t even know rental was an option until recently… we really wish it had been around when our first kids went to college.

    • While there are many options for textbook rental out there, make sure your rental program accepts payment options like financial aid or campus cards to ensure you make the most of your available funds.
    • A good rental program also saves you money by eliminating shipping costs, and allowing you to pick up materials at your campus store.
    • And keep in mind, there are a variety of affordable choices at the campus store from new, used, rental and digital.

Q:  My husband and I want to help with our son’s college expenses (he graduates in two years), and we don’t want him to be straddled with huge student loans.  Several of our friends and other family members have said, “Just take out a second mortgage or use the equity in your home to pay for college.”  What do you think about that?            

A:  I believe that you should never borrow on your own future to pay for your child’s future.  In any discussion of college costs, it’s important to keep priorities straight. Your kid’s education shouldn’t cost you your retirement. This means it’s not a wise idea to take out a home equity loan, an equity line of credit or refinance your mortgage in order to pay for school. This would reduce the amount of equity in your home, increase the risk of possible foreclosure and incur costs in interest charges that may cost more if the term on the new mortgage is greater than the remaining term on the existing mortgage.

Ellie Kay is a national radio commentator, a frequent media guest, popular international speaker, and the best-selling author of fifteen books including her newest release is Lean Body, Fat Wallet (Thomas Nelson, 20140. For money savings links, or to view Ellie’s free blog, go to www.elliekay.com*).

[1] http://www.myplan.com/education/db/ug/ug_4.php?id=186131

[2] Student Watch, NACS.org

* No federal endorsement intended

Kindergarten Registration and Screening Schedule for the 2015-16 School Year

It’s time for kindergarten registration and screening at the area public schools! To be eligible to attend kindergarten, children must turn five years old on or before September 1, 2015. Information for each specific district is listed below.

Douglas School District

Badger Clark Elementary – April 13-17, 8:30am – 3:30pm

Registration will be by appointment only and children must be present. Please call 923-0080 to schedule an appointment. Parents are responsible to bring their child’s certified birth certificate, immunization records, proof of residency and parent/guardian photo ID.

Rapid City Area Schools

Feb 2, 9, 23                Early Childhood Screening at Jefferson
Mar 2, 3, 5, 6              Rapid Valley
Mar 4, 11                    Early Childhood Screening at Jefferson
Mar 9, 10                    Canyon Lake
Mar 12, 13                  South Canyon
Mar 16, 17, 18            Black Hawk
Mar 19, 20, 23            Corral Drive
Mar 24, 26, 27            Grandview
Mar 30, 31, Apr 1, 2   Valley View
Apr 8, 9, 10                Meadowbrook
Apr 13, 14, 16, 17      Knollwood
Apr 15                        Early Childhood Screening at Jefferson
Apr 20, 21, 22            Robbinsdale
Apr 23, 24                  South Park
Apr 27, 28                  General Beadle
Apr 29                        Early Childhood Screening at Jefferson
Apr 30, May 1            Wilson
May 4, 5                     Pinedale
May 7, 8                     Horace Mann
May 11, 12, 13, 14     Kindergarten Pick Up Screening at Jefferson

Parents whose children will be attending these schools will need to call their respective home school two weeks before the earliest pre-registration date listed above to set up an appointment for their child to be screened. Plan to attend with your child for approximately one hour. Parents should bring their child’s certified birth certificate, immunization records, and Social Security card.

Kindergarten registrations will be taken on a first-come, first-served basis during screening. If enrollment at a school exceeds class size maximums, children will be reassigned to the nearest school with available space.

Meade School District

Piedmont Elementary – Mar 5, 11:00am – 6:30pm; Mar 6, 7:00am – 2:30pm

Call 787-5295 to schedule an appointment.

Sturgis Elementary – Mar 2, 11:00am – 6:30pm; Mar 3, 7:00am – 2:30pm

Call 347-2610 to schedule an appointment.

Parents should bring their child’s certified birth certificate and immunization records. Plan to attend with your child for approximately one hour.

Scholarships for Military Students

Scholarships

The Defense Commissary Agency’s Scholarships for Military Children Program offers $2000 scholarships to dependent children of active duty, reserve, guard and retired military commissary customers.  Application deadline is February 13, 2015.  For more information or to apply, go to www.militaryscholar.org/sfmc/index.html or stop by the Ellsworth AFB Commissary.

The Ellsworth Officers and Civilians Spouses Club offers scholarships to dependent children of active duty, Title 10 Reserve, and Title 32 AGR Air Force members assigned to Ellsworth AFB.  Dependent children of retired military members, civil service employees working on Ellsworth AFB, and deceased military members are also eligible to apply.  Application deadline is February 18, 2015.  For more information or to receive an application, email EOCSCscholarships@gmail.com.

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The Air Force Aid Society’s General Henry H Arnold Educational Grant Program offers need-based grants of at least $2000 to dependent children of active duty, Title 10 Reserve, Title 32 AGR, retired, retired reserve and deceased Air Force members.  Grant program applicants may also be chosen for the $5000 Merit Scholarship and Supplemental Education Loan Program (see flyer).  Application deadline is March 13, 2015.  For more information or to apply, go to www.afas.org/education-grants.

Air Force Aid Society Educational Programs

Dual Credit Program and Online AP Courses

The availability of advanced and AP courses may vary between high schools in the local area.  If your student is looking for classes outside of their school’s normal course offerings, they should talk with their school counselor about the High School Dual Credit program, Learning Power program and other AP courses through the SD Virtual School.  These programs give students the option to take more rigorous classes while potentially earning college credit!

High School Dual Credit Program

What is dual credit?
Dual credit is an opportunity for high school students to enroll in postsecondary institutions in South Dakota while earning credits for both their high school diploma and postsecondary degree or certificate at the same time.

What are the benefits?
Dual credit courses provide students with a number of benefits, including:

  • A jump start to students’ postsecondary careers
  • Significant cost savings for students and parents through reduced tuition costs.
  • Increased confidence for college success.

Who is eligible?
Students must be a high school junior or senior attending a public high school.  If they have taken the ACT, the student’s scores must meet the college’s ACT entrance requirements.  If the student has not taken the ACT, seniors must rank in the upper 1/2 of their class or earn a cumulative GPA of at least 3.25 on a 4.0 scale.  Juniors must rank in the upper 1/2 of their class and earn a cumulative GPA of at least 3.5 on a 4.0 scale.

What courses are available?
Students are able to take a number of on-campus and online courses offered by public postsecondary institutions in South Dakota, including general education and career and technical education courses.

What are the costs?
Select dual credit courses are available to high school students in grades 11-12 at the rate of $40 per credit. Students are responsible for the cost of course credits and any required textbooks or related course materials.

How do I register?
Students should contact their school counselor or principal to register for dual credit courses.

Where do I go for more information?
Students should talk with their school counselor or go to http://www.sdmylife.com/students/advanced-education-opportunities/

Learning Power Online AP Program

What is Learning Power?
The Learning Power program consists of seven online AP courses offered through the South Dakota Virtual School.

Who is eligible?
Public high school students (or home-school or private school high school students accessing the Learning Power program through a public high school) are eligible to participate in Learning Power. The Learning Power AP coursework will be challenging so a solid academic background in the identified content area will be essential.

What courses are available?

  • AP Biology
  • AP Calculus AB
  • AP Chemistry
  • AP English – Language & Composition
  • AP English – Literature & Composition
  • AP Physics 1
  • AP Statistics

How does it work?

  • The student contacts their school counselor, principal or other designated high school official to indicate their interest in the Learning Power program. The school official confirms the student’s eligibility. With the support and assistance of the school official, the student is registered for the Learning Power course(s) via the South Dakota Virtual School website. The student participates in the online course(s) throughout the school term. In some cases, students are identified as being eligible by their teachers, principals, superintendents, counselors and/or parents.
  • The student takes the College Board end-of-course exam(s) in the spring upon completion of the course(s).
  • In mid-July, the local high school is notified of the student’s score on the course exam; the student also receives a score report.

What are the costs?
Students do NOT incur costs for participating in the Learning Power program:

  • Enrollment and participation in Learning Power courses are provided at NO COST to students.
  • College Board end-of-course exam fees are covered by the Learning Power program.
  • Textbooks and related materials are to be provided by the local school district per local policies.

Where do I go for more information?
Students should talk with their high school counselor or go to http://sdvs.k12.sd.us/Students/CoursesAP.aspx.

Additional Online AP Courses through the South Dakota Virtual School

What other AP courses are available?
The South Dakota Virtual School offers other online AP courses in addition to the Learning Power program.  However, unlike the Learning Power program, students may have to pay for these classes, which can cost as much as $300 a semester.  These courses include:

  • AP Environmental Science
  • AP Macroeconomics
  • AP Microeconomics
  • AP Psychology
  • AP US Government and Politics
  • AP US History
  • AP French
  • AP Spanish

Where do I go for more information?
Students should talk with their high school counselor or go to www.sdvs.k12.sd.us.

 

Base Bus Update – 12 Nov 2014

The base bus contractor has made some minor adjustments to some of the stop times of the base bus schedule.  They also updated the schedule and maps to reflect the Badger Clark/Francis Case blue bus changes they made last week.

Here is the updated schedule – 2014 Ellsworth AFB School Bus Schedule 12 Nov 2014

Here are the updated maps – 2014 Ellsworth AFB School Bus Maps 12 Nov 2014

Please review the updated schedule as these changes will go into effect on Thursday, November 13, 2014.  As always, please have your children at the bus stop at least 5 minutes before their scheduled pick-up time.

We appreciate everyone’s patience and flexibility with these changes!  If you have any questions or concerns, please contact the school bus Contracting Officer Representatives (CORs) at 28LRS.SchoolBus.Contract@us.af.mil or 605-385-2910.  Thank you!

The Return of Ellsworth AFB School Busing

school%20bus

On Monday, November 3, Ellsworth AFB will resume on-base school bus service to the Douglas School District.  The pick up/drop off schedules along with the bus stop locations are available here – 2014 Ellsworth AFB School Bus Schedule.

Separate buses will transport students to Badger Clark and Francis Case (these students will ride together), Vandenberg, Douglas Middle School, and Douglas High School.  The bus routes have been color coded as follows:

  • Badger Clark/Francis Case (Blue)
  • Vandenberg (Orange)
  • Douglas Middle School (Yellow)
  • Douglas High School (Red)

The buses will have their designated color code in their windows along with the name of the housing area they are serving (Prairie View or Rushmore Heights).  All of the buses will use the same bus stops.

Detailed maps of the stops and routes are available here – 2014 Ellsworth AFB School Bus Maps.  Scroll through the available maps to find your family’s housing area and your child’s school/color code.

Parents are asked to have their children at the stops at least 5 minutes early.  Please keep in mind that traffic and weather conditions may affect pick up and drop off times.

Students are expected to exhibit appropriate behavior will riding the bus.  The policy covering school bus behavior is available here – School Bus Personal Conduct Policy.

Please review the School Bus Frequently Asked Questions for more information – School Bus FAQs.

Additional school bus questions or concerns can be directed to the school bus Contracting Officer Representatives (CORs) by emailing 28LRS.SchoolBus.Contract@us.af.mil or calling 385-4852 or 385-2910.

 

 

Douglas School District Student Drop Off and Pick Up Information August 2014

Another school year is almost here and with it comes the daily, and sometimes daunting, task of getting kids to and from the Douglas School District.  This information is meant to help families safely navigate student drop off and pick up and minimize traffic congestion around the schools.

Patriot Gate

The Patriot Gate (School Gate) will be closed to outbound vehicle traffic from 6:00am to 8:00am on school days.  Parents will need to use the Liberty Gate (Main Gate) to access the schools during these times.  The Patriot Gate will remain open to inbound vehicles and pedestrian traffic.
Big Picture 2014

School Schedules

Kindergarten through 8th grade students can be dropped off as early at 7:30am if they eat breakfast at the schools.  Otherwise, children cannot arrive until the supervised drop off times, as listed below:

School                        Breakfast    Supervised Drop-Off   School Start   School Release*
Badger Clark (K-1)     7:30am       7:40am                        8:05am           2:50pm
Francis Case (2-3)     7:30am       7:40am                        8:05am           3:00pm
Vandenberg (4-5)       7:30am       7:30am                        7:50am           2:45pm
Middle School (6-8)    7:30am       7:35am                        8:00am           3:05pm
High School (9-12)     7:15am       7:15am                        7:55am           3:10pm
  * Students are released 2 hours early on early dismissal days

 

School Drop Off and Pick Up Procedures

Badger Clark

  • Drop Off: Drivers will access the drop off area by driving north on Briggs Road and pulling up to the sidewalk closest to the school. A teacher will be waiting to direct children into the building. Only north bound traffic will be allowed to drop off children. If a parent wants to escort their child into the school, they will need to park on Don Williams Drive.
  • Pick Up: The school requires students to be picked up from the school cafeteria. Parking is available on Briggs Road and Don Williams Drive.Badger Clark 2014

Francis Case

  • Drop Off: Drivers will use Don Williams Drive to drop off their students at the crosswalk directly in front of the main entrance. They do not need to park unless they are escorting their children into the school.
  • Pick Up: Students will be released to the front of the school. Drivers will need to park on Don Williams Drive to pick up their children.Francis Case 2014

Vandenberg

  • Drop Off: Drivers will use the traffic loop located off of Box Street to drop off their students. Once they exit the loop, they are encouraged to turn right onto 225th Street. Trying to turn left will slow down traffic and cause unnecessary congestion.
  • Pick Up: Drivers will again use the Box Street loop for pick up. Double parking is not allowed, and drivers are again encouraged to turn right as they exit onto 225th Street.
  • Transfer Bus: Vandenberg offers an afternoon transfer bus for transporting students to Badger Clark and Francis Case schools. The designated transfer bus is bus #8, which will be the first bus in the parking lot. If bus #8 is full, children can ride on any of the other buses in the lineup. If parents want their child to utilize this free service, they need to notify the office staff or their child’s teacher.Vandenberg 2014

Douglas Middle School

  • Drop Off: Drivers will use the two parking lot lanes closest to Tower Road. The lane closest to the school is for buses only. Parents are asked to pull all the way to the end of the lane before dropping off their student. Stopping near the front of the lane can cause traffic to back up onto the road. As they exit the parking lot, drivers are encouraged to turn right onto Tower Road. Trying to turn left will slow down traffic and cause unnecessary congestion.
  • Pick Up: Drivers will again use the two designated parking lot lanes for pick up. They are asked not to block parking spaces or double park. As they exit the parking lot, drivers are again encouraged to turn right onto Tower Road.  Since the parking lot can fill up quickly, one suggestion is to have middle school students walk to the elementary schools to meet up with siblings who also need to be picked up.Douglas Middle School 2014

Safety and Etiquette

Safety needs to be the number one concern during drop off and pick up.  Drivers need to slow down and watch for children in the roads and parking lots.  State law requires that drivers stop for pedestrians in a crosswalk.

Drivers also need to be patient and courteous to one another.  They are encouraged to take the time to let vehicles back out of parking spaces and not pass stopped cars in the parking lots.  Parents also need to be courteous to the school staff and volunteers who are working to keep our kids safe.

Carpooling

One way to reduce the amount of time parents spend in school traffic is to set up a carpool with friends, neighbors and co-workers.  This is a simple and effective way to reduce traffic congestion and save time and money on fuel.

 Before and After School Care

If parents need to be at work before the supervised drop off times, the Youth Center’s School Age Program provides before and after school care starting at 6:15am and ending at 5:30pm.  Students enrolled in the School Age Program can also receive busing to and from Douglas Schools for a nominal fee.  For more information, call 385-2277.

Douglas Schools also has a before and after school program starting at 7am and ending at 5pm.  For more information, call 923-0090.

Walking to School

Children can walk to school as an alternative to driving.  This option may not work for everyone, and with the ever changing South Dakota weather, it may not be appropriate every day.  However, it can be a great way for children to get some exercise and spend some time outside when weather permits.

Students who walk should travel through the Patriot Gate.  There are sidewalks from both Rushmore Heights and Prairie View housing to all the Douglas schools. Parents should talk to their children about pedestrian safety and stress the importance of using sidewalks and crosswalks.   It’s also recommended parents walk the route with their children beforehand so they know exactly what to expect.

Regardless if parents drive their children or have them walk, the first few days of school are always a busy time, and everyone should be prepared for additional traffic and increased travel time.  However, if drivers follow the drop off and pick up procedures and focus on student safety, things should go smoothly.  The base and school district appreciate everyone’s cooperation and are excited for another successful school year.

 

2014-2015 School Supply Listings

The new school year is just around the corner!  If you want to get a jump start on school supply shopping, here are the lists for Douglas, Rapid City and Meade public schools.  Keep in mind that individual teachers might require additional supply items.  You will be notified of teacher assignments about a week before school starts.

Douglas School District

Badger Clark Kindergarten Supply List
Badger Clark 1st Grade Supply List
Francis Case Supply List
Vandenberg Supply List
Douglas Middle School Supply List

Rapid City Area Schools

Link to Elementary and Middle School Supply Lists

Meade School District

Piedmont Valley Supply List
Sturgis Elementary Supply List
Sturgis Williams Middle School Supply List
Sturgis Brown High School Supply List

New Underwood School District

Elementary School Supply List
Junior/Senior High School Supply List